Aggregate (non-embedded) Deductible

This is important if you have a family plan. This is a health plan that covers you, as well as other dependents. Your deductible is what you need to pay for care before your health plan starts to help pay for care. An aggregate deductible means the family has to meet the deductible before your plan helps pay for care for any of you. Plans may vary, but the costs you pay for covered care and services usually go toward meeting this deductible. Most plans call this a “family deductible.”